Description of Investment Plan

 

• Why should you invest with the Mortlock group? Are you looking to retire 5-10 years earlier or just want some extra cash? How about you may just be tired of living the standard middle-class lifestyle; wanting to become financially free!! This is how your money will grow to invest with our proven strategies, within our Real Estate Holding Portfolio we have an annual return of 18% per unit!

 

• We achieve this by maintaining a minimum 10% cash on cash return. To put this into perspective, if you were to invest $35,000 dollars that’s a “20% down payment of $175,000” to purchase a property that you would receive a monthly cash flow of $300 dollars. After paying all operating expenses which usually are your mortgage, insurance, property taxes, vacancy, and maintenance giving $3,600 annual net income.

 

 

Joint Venture Opportunities 

 

• As a general idea for Joint Ventures, the first steps in achieving these partnerships will be to build Creditability, Confidence, and Integrity (CCI). Once these three aspects have been built up in our business portfolio, we will begin searching for partnerships on properties. There are endless possibilities for how these partnerships will be organized. Below is a brief explanation. This example is for someone who wants Zero Responsibility with the Investment a complete Passive approach. The investor will solely provide the funds required for the purchase of the Investment Property and assist in decision-making. Mortlock Group will find the Property and Operate the building, demonstrating that a greater return on your investment can be made using the Mortlock Group.

 

• We can achieve a higher ROI with Real Estate Investing than if you were to invest into the stock market or with an investment advisor on a standard ETF or Mutual Fund. Any extra income made from rent will either be re-invested into the properties to pay off the mortgage or will be used as net income to purchase other properties. All these Joint Venture partnerships will have contract options where investors can opt-out of the property.

 

Example 9-Unit Apartment Cambridge. Sale price $1,112,000

 

• Sale price $1,112,500 closing cost $6,000

• Down payment 20 % = $222,500

• 2.14% interest rate financed over 30 years Monthly Expenses

• Mortgage payment 20% = $3,371

• Property taxes = $972

• Property insurance = $320

• Vacancy = $429

• Utility = $590

• Maintenance = $291

• Snow removal and gravel = $208

• Total monthly expenses with 20% down payment = $6,181

• 8 two-bedroom units x $1,015 = $8,120 1 one-bedroom unit = $915 = $9,035 monthly rent

 

Monthly Rent Income

 

• $9,035 x 12 = $108,420 Gross Rent Multiplier check / $1,112,000 = 9.75% GRM

 

Net Monthly Income

 

• $6,181 monthly expense - $9,035 monthly rent =$2,854 x 12 = $34,248

 

First-year ROI on 20% Down Payment

 

• $34,248 net income + $21,567 principal pay down = $55,815

• $55,815 / $228,500 original investment = 24% ROI / 2 = 12% actual ROI

 

Five-year ROI

 

• $171,240 net income + $112,577 principal pay down = $283,817 / $228,500 = 124% five-year ROI / 2 = 62% ROI for investor.

• Re-invested earnings back into property, total mortgage still owning $896,000 / $55,815 take 16 years to pay off property, giving 1.6 GDP growth for appreciation = $1,433,521 / $228,500 made six times original investment 27% yearly ROI / 2 = 13.5% ROI for investor.  

• Key highlight is using the Net Income from the partnership we could purchase a similar building/property to this every 8 year with never having to refinance.